2/14/2023 | Posted in Mortgage Interest Rates by Sam Cuda & Nancy Cuda
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One of the most prominent discussion points between brokers, agents and their clients, the fixed-versus-variable debate, took a significant swing in 2022 as a big trend of ... More

2/8/2023 | Posted in Real Estate News by Sam Cuda & Nancy Cuda
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A recent dip in GoC bond yields has provided some welcome relief – but more twists and turns could be ahead ... More

1/30/2023 | Posted in Interest Rates by Sam Cuda & Nancy Cuda
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While rates have been steadily climbing for variable mortgages, fixed mortgage rates have been moving in the opposite direction. ... More

1/3/2023 | Posted in Mortgage Interest Rates by Sam Cuda & Nancy Cuda
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Some industry analysts believe the time for rate hikes has come to an end. ... More

11/29/2022 | Posted in Mortgage Interest Rates by Sam Cuda & Nancy Cuda
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Fixed mortgage rates are slowly following bond yields and trending downward. ... More

11/15/2022 | Posted in Home Buyers by Sam Cuda & Nancy Cuda
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Already a source of huge debate in the mortgage industry since its introduction, the mortgage stress test came under scrutiny from executives at top Canadian lenders during a ... More

9/25/2022 | Posted in Mortgage Interest Rates by Sam Cuda & Nancy Cuda
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Over the past week, nearly all of Canada’s Big-6 banks have increased their shorter-term fixed mortgage rates. ... More

6/14/2022 | Posted in Interest Rates by Sam Cuda & Nancy Cuda
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Bond yields surged to a fresh 14-year high this week, driving expectations that fixed rates are likely to continue rising. ... More

5/9/2022 | Posted in Interest Rates by Sam Cuda & Nancy Cuda
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Following a jump in bond yields last week, lenders across the country once again bumped up their fixed mortgage rates. ... More

1/29/2020 | Posted in Mortgage Interest Rates by Sam Cuda & Nancy Cuda
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Fixed rate mortgages could go on sale as fears of spreading coronavirus push bond yields down ... More

1/17/2020 | Posted in Mortgages and Real Estate by Sam Cuda & Nancy Cuda
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The 2020s won’t be the decade to lock into a long-term fixed mortgage, according to RBC Economics. ... More

8/9/2019 | Posted in Canadian Housing Market by Sam Cuda & Nancy Cuda
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Homeownership rates are higher now than they were two decades ago according to a new analysis from Statistics Canada. ... More

7/28/2019 | Posted in Mortgages and Real Estate by Sam Cuda & Nancy Cuda
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Strange Things: Canadians can now get a lower interest rate on a new mortgage by locking into a fixed rate, rather than opting for a variable rate. ... More

6/17/2019 | Posted in Mortgages and Real Estate by Sam Cuda & Nancy Cuda
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The Canadian mortgage market continues to suffer from the impact of lower home sales in major markets as the stress tests weaken homebuyers’ abilities. ... More

6/11/2019 | Posted in Mortgage Interest Rates by Sam Cuda & Nancy Cuda
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Canadian mortgage rates have already tumbled in recent months and more discounts could be on the way for homebuyers, a according to a new forecast. ... More

6/7/2019 | Posted in Interest Rates by Sam Cuda & Nancy Cuda
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Spring is typically a busy time for home sales, so lenders are competing fiercely right now for new business — and that's adding up to record low rates for borrowers. ... More

5/6/2019 | Posted in Canadian Economy and Interest Rates by Sam Cuda & Nancy Cuda
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Goodbye, variable-rate mortgage. Everyone’s going fixed these days, and for good reason. ... More

12/6/2018 | Posted in Mortgage Interest Rates by Sam Cuda & Nancy Cuda
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If you’re shopping for a mortgage and believe what the bond market is telling us, it implies your odds of success with a fixed rate may have just changed. ... More

12/4/2018 | Posted in Canadian Economy and Interest Rates by Sam Cuda & Nancy Cuda
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The Bank of Canada will announce its December interest rates decision Wednesday and few are expecting a Grinch-like pre-Christmas shock. ... More

11/6/2018 | Posted in Mortgages and Real Estate by Sam Cuda & Nancy Cuda
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As Canadian mortgages come up for renewal, many households are starting to experience what TD Economics has dubbed a “completely new phenomenon” – higher ... More

5/28/2018 | Posted in Mortgage Interest Rates by Sam Cuda & Nancy Cuda
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Canada’s big banks are locked in a competitive pricing war over variable-rate mortgages, but economic trends point to more interest rate hikes ahead — leaving Canadian ... More

5/16/2018 | Posted in Home Buyers by Sam Cuda & Nancy Cuda
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First-time home buyers already struggling with more stringent mortgage rules have been dealt another blow by an increase this week in the Bank of Canada’s five-year mortgage ... More

1/19/2018 | Posted in Mortgages and Real Estate by Sam Cuda & Nancy Cuda
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The Bank of Canada’s decision to raise its benchmark rate to 1.25% earlier this week will make renewals a significantly more daunting prospect for mortgage holders. ... More

9/12/2017 | Posted in Mortgage News by Sam Cuda & Nancy Cuda
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The number of Canadians who applied for a fixed-rate mortgage in August saw a substantial spike, with 59.31% of users on the LowestRates.ca website opting for a fixed-rate ... More

7/7/2017 | Posted in Mortgage News by Sam Cuda & Nancy Cuda
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New rules proposed by the federal government to curb financial risks associated with the country's hot housing markets could make it more difficult to secure a ... More

6/22/2017 | Posted in Mortgages and Real Estate by Sam Cuda & Nancy Cuda
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Homeowners with variable rate mortgages losing sleep over the increased chatter about a potential interest rate hike by the Bank of Canada should consider locking their rates in ... More

6/15/2017 | Posted in Mortgage Interest Rates by Sam Cuda & Nancy Cuda
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The U.S. Federal Reserve raised its trend-setting interest rate on Wednesday for the third time in six months to the highest level since the global financial crisis hit in the ... More

6/15/2017 | Posted in Mortgage News by Sam Cuda & Nancy Cuda
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Canada's central bank, which had long said interest rates are too blunt a tool to tackle the country's housing market, may have finally decided to act and at least limit ... More

4/28/2017 | Posted in Mortgage Interest Rates by Sam Cuda & Nancy Cuda
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Here’s the least surprising news you’ll hear all day: Interest rates are not doing what most experts predicted. ... More

3/17/2017 | Posted in Mortgage Interest Rates by Sam Cuda & Nancy Cuda
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The possible impacts of the U.S. Federal Reserve’s decision on March 15 (Wednesday) to raise its key interest rate from 0.75 per cent to 1 per cent should not be ... More


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