It’s no secret that Canada’s banking regulator has its sights set on fixed-payment variable-rate mortgage products. And OSFI chief Peter Routledge reiterated that ... More

Originally introduced to mitigate borrower default risks in the event of rising interest rates, some brokers now argue that Canada’s mortgage stress test is no longer needed ... More

A string of aggressive interest rate hikes from the Bank of Canada is driving short-term fixed-rate mortgage demand higher, according to a new survey. ... More

Have you decided to purchase a new condo? Consider these things to ensure you understand your rights as a new home buyer. ... More

Millions of Canadian millennials feel they may never be able to follow previous generations into homeownership according to a new survey. ... More

In an election announcement on Thursday, Liberal Party Leader Justin Trudeau promised to turbocharge the First-Time Home Buyer Incentive (FTHBI) for Canadians who live in ... More

New data shows the country’s youngest buyers are being affected most by the government’s mortgage stress tests. ... More

The incentive will allow eligible first-time homebuyers who have the minimum down payment for an insured mortgage with CMHC, Genworth or Canada Guaranty, to apply to finance a ... More

Three quarters of homebuyers in three of Canada's largest housing markets are not willing to take financial risks when buying a home, ... More

The Conservative Party leader says he's "absolutely committed" to reviewing the rule. ... More

Canada needs to be building more homes to meet demand which is greater than official figures suggest. ... More

Young families in particular want strong transit links, short commute ... More

If you’re considering a custom-built home, here’s everything you need to know. ... More

Canada's housing agency says new spending measures aimed at helping first-time buyers afford homes won't push prices up more than a few tenths of a percentage point. ... More

CMHC has published its financial report for the third quarter of 2018 which also reveals insights into this year’s homebuyers. ... More

CMHC’s new guidelines that make it easier for self-employed borrowers to qualify for a mortgage came into effect on Oct 1. ... More

Rising rents is making homeownership the affordable alternative according to a new report. ... More

Here are some interesting data about Gen Zers and their homeownership plans and goals. ... More

With detached family homes few and far between in Canada's major housing markets, these trends may leave new homebuyers in a lurch. ... More

Canada Mortgage and Housing Corp. is making changes intended to make it easier for the self-employed to qualify for a mortgage ... More

Toronto real estate may not be what it was one year ago, but it’s still a battle for home buyers. ... More

There appears to be little relief in sight for Canadian homebuyers, especially first-time buyers, as affordability is likely to worsen. ... More

Private lenders have doubled their share of Canadian mortgages since 2015. ... More

York Region municipal councillors have proposed a municipal land transfer tax, but the CEO of the Ontario Real Estate Association is imploring them to consider the ... More

A study out of Ryerson University warns of a severe housing shortage in the near future. ... More

First-time home buyers already struggling with more stringent mortgage rules have been dealt another blow by an increase this week in the Bank of Canada’s five-year mortgage ... More

The bar is now higher for homebuyers to qualify for mortgages in Canada after the central bank raised a key metric used in stress tests that determine borrowers’ ... More

The Canadian Imperial Bank of Commerce says it will raise its five-year fixed-rate mortgage rate Tuesday by 15 basis points. ... More

A recent survey conducted found that a growing proportion of Canadian homebuyers reported feeling pinched by the stress tests which came into effect January 2018. ... More

The results of a fresh study conducted by Royal Bank of Canada showed that fully 32% of Canadians are likely to buy a home in the next two years (up by 7% from last ... More