12/20/2022 | Posted in Home Buyers by Sam Cuda & Nancy Cuda
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High home prices and rising interest rates over the course of 2022 have made it significantly harder for buyers to qualify for the average mortgage. ... More
12/15/2022 | Posted in Home Buyers by Sam Cuda & Nancy Cuda
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Canada's banking regulator confirmed today it will leave the mortgage stress test for uninsured mortgages unchanged. ... More
12/5/2022 | Posted in Home Buyers by Sam Cuda & Nancy Cuda
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With Canada’s banking regulator set to deliver its verdict in mid-December on whether changes to the mortgage stress test are required, a prominent economist at one of the ... More
11/23/2022 | Posted in Home Buyers by Sam Cuda & Nancy Cuda
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Variable-rate mortgage holders who have recently purchased their homes will be especially burdened by the prevailing rate-hike environment, according to Bank of Canada senior ... More
11/15/2022 | Posted in Home Buyers by Sam Cuda & Nancy Cuda
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Already a source of huge debate in the mortgage industry since its introduction, the mortgage stress test came under scrutiny from executives at top Canadian lenders during a ... More
10/4/2022 | Posted in Home Buyers by Sam Cuda & Nancy Cuda
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With high inflation and rising interest rates, a new survey has found nearly one in five Canadians say they're putting off buying a home. ... More
9/14/2022 | Posted in Home Buyers by Sam Cuda & Nancy Cuda
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Despite today’s mortgage borrowers having to qualify at rates in excess of 6% and 7%, Canada’s banking regulator said no changes to the stress test are imminent. ... More
9/9/2022 | Posted in Home Buyers by Sam Cuda & Nancy Cuda
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Renewed calls to re-evaluate the stress test came in the wake of the Bank of Canada's latest outsized rate hike ... More
9/8/2022 | Posted in Home Buyers by Sam Cuda & Nancy Cuda
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In a country where the Big Six banks control 80 per cent mortgage market share, Canada’s smaller lenders are making some rare headway after the Bank of Canada’s sudden ... More
8/14/2022 | Posted in Home Buyers by Sam Cuda & Nancy Cuda
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Housing affordability deteriorated to its worst level in over 30 years, according to data from the Bank of Canada. ... More
8/1/2022 | Posted in Home Buyers by Sam Cuda & Nancy Cuda
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Here is a list of expenses you will have with carrying a home. ... More
7/31/2022 | Posted in Home Buyers by Sam Cuda & Nancy Cuda
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Here are the pros and cons of buying a house in a recession - and everything in between. ... More
6/1/2022 | Posted in Home Buyers by Sam Cuda & Nancy Cuda
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Many wonder if and how their credit score affects their ability to buy a house. ... More
1/3/2020 | Posted in Home Buyers by Sam Cuda & Nancy Cuda
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Have you decided to purchase a new condo? Consider these things to ensure you understand your rights as a new home buyer. ... More
12/13/2019 | Posted in Home Buyers by Sam Cuda & Nancy Cuda
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Millions of Canadian millennials feel they may never be able to follow previous generations into homeownership according to a new survey. ... More
9/16/2019 | Posted in Home Buyers by Sam Cuda & Nancy Cuda
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In an election announcement on Thursday, Liberal Party Leader Justin Trudeau promised to turbocharge the First-Time Home Buyer Incentive (FTHBI) for Canadians who live in ... More
8/24/2019 | Posted in Home Buyers by Sam Cuda & Nancy Cuda
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New data shows the country’s youngest buyers are being affected most by the government’s mortgage stress tests. ... More
6/18/2019 | Posted in Home Buyers by Sam Cuda & Nancy Cuda
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The incentive will allow eligible first-time homebuyers who have the minimum down payment for an insured mortgage with CMHC, Genworth or Canada Guaranty, to apply to finance a ... More
6/13/2019 | Posted in Home Buyers by Sam Cuda & Nancy Cuda
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Three quarters of homebuyers in three of Canada's largest housing markets are not willing to take financial risks when buying a home, ... More
5/17/2019 | Posted in Home Buyers by Sam Cuda & Nancy Cuda
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The Conservative Party leader says he's "absolutely committed" to reviewing the rule. ... More
5/15/2019 | Posted in Home Buyers by Sam Cuda & Nancy Cuda
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Canada needs to be building more homes to meet demand which is greater than official figures suggest. ... More
5/7/2019 | Posted in Home Buyers by Sam Cuda & Nancy Cuda
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Young families in particular want strong transit links, short commute ... More
4/30/2019 | Posted in Home Buyers by Sam Cuda & Nancy Cuda
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If you’re considering a custom-built home, here’s everything you need to know. ... More
4/4/2019 | Posted in Home Buyers by Sam Cuda & Nancy Cuda
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Canada's housing agency says new spending measures aimed at helping first-time buyers afford homes won't push prices up more than a few tenths of a percentage point. ... More
11/30/2018 | Posted in Home Buyers by Sam Cuda & Nancy Cuda
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CMHC has published its financial report for the third quarter of 2018 which also reveals insights into this year’s homebuyers. ... More
10/4/2018 | Posted in Home Buyers by Sam Cuda & Nancy Cuda
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CMHC’s new guidelines that make it easier for self-employed borrowers to qualify for a mortgage came into effect on Oct 1. ... More
9/13/2018 | Posted in Home Buyers by Sam Cuda & Nancy Cuda
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Rising rents is making homeownership the affordable alternative according to a new report. ... More
9/4/2018 | Posted in Home Buyers by Sam Cuda & Nancy Cuda
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Here are some interesting data about Gen Zers and their homeownership plans and goals. ... More
7/20/2018 | Posted in Home Buyers by Sam Cuda & Nancy Cuda
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With detached family homes few and far between in Canada's major housing markets, these trends may leave new homebuyers in a lurch. ... More
7/19/2018 | Posted in Home Buyers by Sam Cuda & Nancy Cuda
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Canada Mortgage and Housing Corp. is making changes intended to make it easier for the self-employed to qualify for a mortgage ... More
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